Insurance Express

Collision coverage helps pay for damage to your vehicle if you’re involved in an accident, regardless of who is at fault. It may cover repair or replacement costs, up to the vehicle’s current market value, minus your deductible.

Comprehensive coverage, sometimes called “other than collision,” helps pay for damage to your vehicle caused by events such as theft, vandalism, natural disasters, falling objects, or contact with animals.

Liability coverage is a critical component of your auto insurance policy. It helps pay for damages you cause to others if you’re at fault in an accident, including bodily injury and property damage. This coverage can protect you from paying out of pocket for medical bills, repairs, and even legal fees that arise from an accident.

Personal injury protection, or PIP, covers medical expenses and certain other costs (like lost wages or funeral expenses) for you and your passengers, regardless of who is at fault in an accident. PIP is required in some states and optional in others.

Uninsured/underinsured motorist coverage helps protect you if you’re in an accident caused by a driver who has no insurance or not enough insurance to cover your costs. This coverage may help pay for medical bills, lost wages, and vehicle repairs, depending on your policy.

Roadside assistance coverage helps pay for services like towing, flat tire changes, jump starts, and lockout assistance if your car breaks down or you get stuck on the road.