Condo Insurance

Condo Insurance Quote

Tell us about your condo and we'll help you find the right coverage.

Step 1 of 7 ZIP Code

What's the property's ZIP Code?

We'll use this to determine available condo insurance markets.

Condo Details

Occupancy *

Ownership *

Year Built *

Floor / Unit Level

Bedrooms

Bathrooms

Currently Occupied?

Interior & Upgrades

These details help us estimate the amount of interior coverage that may be appropriate for your condo unit.

Flooring Type

Kitchen Updated?

Bathrooms Updated?

Estimated Personal Property Value

Furniture, electronics, clothing and other belongings.

Interior Improvements / Betterments

Flooring, cabinets, remodeled kitchen, bathrooms, built-ins, etc.

Building & Association

Number of Building Stories

Building Construction

Hurricane Protection

Gated Community?

Central Fire Alarm?

Fire Sprinkler System?

Condo Association Name

Does the Association Insure the Building Exterior?

Current Insurance & Claims

Currently Insured?

Current Insurance Company

Policy Expiration Date

Reason for Quote

Any property claims in the last 5 years?

Please describe the claim(s)

Property Address

Street Address *

Unit / Condo Number *

City *

State *

ZIP Code *

Mortgage on Property?

Mortgage Company

Contact Information

First Name *

Last Name *

Email *

Phone *

Additional Information

What Does Condo Insurance Cover?

Condo insurance can help protect the inside of your unit, your belongings, your liability, and certain expenses that may not be covered by the condominium association's master policy.

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Interior / Unit Coverage

Helps protect parts of your condo unit that you are responsible for, such as interior walls, flooring, cabinets, fixtures, and certain permanently installed improvements.

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Personal Property

Helps protect your furniture, clothing, electronics, appliances, and other belongings after certain covered losses.

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Personal Liability

Can help protect you financially if you are legally responsible for bodily injury or property damage to another person.

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Medical Payments

May help pay certain medical expenses when a guest is injured in your condo, subject to the terms and limits of the policy.

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Loss of Use

May help with additional living expenses if your condo becomes temporarily uninhabitable because of a covered loss.

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Loss Assessment

May provide coverage for certain assessments charged to you by the condo association following a covered loss involving shared areas or association property.

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Water Damage

Certain sudden and accidental water losses may be covered, such as damage from a burst pipe, appliance, or plumbing issue, subject to policy exclusions.

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Improvements & Betterments

Can help protect upgrades you have made to the unit, such as remodeled kitchens, upgraded flooring, built-ins, bathrooms, or other improvements.

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Additional Coverage Options

Additional protection may be available for jewelry, valuable items, water backup, identity theft, equipment breakdown, and other specific risks.

Your condominium association's master policy and your individual condo policy work together, but they cover different things. The association typically insures common areas and certain parts of the building, while your HO-6 policy generally protects your unit, belongings, liability, and other personal exposures. Coverage varies by carrier, policy, and association bylaws.